BalanceTransferProfit.com - Find the best balance transfer offers from US credit card companies

12-month BT profit⁴	6-month BT profit⁴	Promo BT APR	Promo period for BTs (months)	Annual fee	Promo purchase APR	Promo period for purchases (months)	Promo BT fee	Max. promo BT fee	Regular purchase APR⁵	Bank name	Card name	Reward program	Bonus⁶ Green links only	Review
$1448.4	$588.2	0%	up-to 12	$0	0%	up-to 12	3%	N/A	As low as 11.99%	Citibank	Citi® Platinum Select® MasterCard®			♥
$1373.1	$888.2	0%	6	$0	No promo	No promo	0%	$0	As low as 8.75%	IberiaBank	IberiaBank Visa® Classic Card			♥
$1329.4	$888.2	0%	6	$0	No promo	No promo	0%	$0	As low as 9.75%	IberiaBank	IberiaBank Visa® Platinum Rewards Card	Points 1 per $1		♥
$1329.4	$888.2	0%	6	$0	No promo	No promo	0%	$0	As low as 9.75%	IberiaBank	IberiaBank Visa® Gold Cash Back Rewards Card	Cashback 1%		♥
$1084.2	$396.8	3.99%	12	$0	3.99%	6	3.0%	N/A	as low as 11.99%	Discover	Discover® Motiva(SM) Card		$40	♥
$1074.6	$793.1	1.99%	6	$0	0%	3	0%	$0	13.24%	American Express	TrueEarnings® Card from Costco and American Express	Cashback 1%	$25	♥
$930.8	$588.2	0%	6	$0	0%	6	3.0%	N/A	As low as 11.99%	Discover	Discover® More(SM) Card	Cashback .25%	$50	♥
$930.8	$588.2	0%	6	$0	0%	6	3.0%	N/A	as low as 11.99%	Discover	Miles by Discover® Card	Miles 1 per $1	$100	♥
$930.8	$588.2	0%	6	$0	0%	6	3.0%	N/A	11.99%	Discover	Discover® Open Road(SM) Card	Cashback 5%	$40	♥
$830.8	$588.2	0%	6	$0	0%	6	3.0%	N/A	14.24%	Citibank	Citi Forward(SM) Card	Points 1 per $1	$100	♥
$661.1	$403.2	9.99%	6	$45²	2.90%	6	0%	$0	13.24%	American Express	Starwood Preferred Guest® Credit Card from American Express	Points 1 per $1	$100	♥
$630.3	$590.7	0%	6	$495	No promo	No promo	3.0%	$50	13.24%	Barclays Bank Delaware	Visa Black Card	Points 1 per $1		♥
$362.0	$178.2	9.99%	12	$450	No promo	No promo	0%	$0	13.24%	American Express	Delta Reserve Credit Card	Miles 1 per $1		♥
12-month BT profit⁴	6-month BT profit⁴	Promo BT APR	Promo period for BTs (months)	Annual fee	Promo purchase APR	Promo period for purchases (months)	Promo BT fee	Max. promo BT fee	Regular purchase APR⁵	Bank name	Card name	Reward program	Bonus⁶ Green links only	Review

¹ - Balance transfer APR is valid only if the balance transfer is requested in credit card application
² - First annual fee is waived
³ - We are not allowed to show you the maximal fee for balance transfers. However, we did take the fee into account when we sorted credit cards.
⁴ - "BT profit" is a reduction in financial charges after a balance transfer of $10,000 from a 18% APR credit card with no annual fee. An assumption about 2% monthly minimal payment is used. If the 1st annual fee is waived, then the annual fee is not included in the calculations
⁵ - Only the minimally possible APR is shown. Your rate will be determined by the bank based on your credit history, household income and other factors.
⁶ - You MUST click on the bonus value (green font) to access a bonus-specific application page. Please note that credit card terms (APR, balance transfer fee, etc.) for a bonus offer may or may not be the same as those shown on this site. You can verify card terms on the "Terms and conditions" web page linked to the credit card application.

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